If you sustained severe injuries in a car accident because another driver was negligent, you must let a skilled personal injury attorney handle your case. Once you have a legal consultation with an attorney, they will deal with the insurance company involved. The information the company gets following a crash can have a significant impact on fault determination and the compensation amount available to recover your losses including medical bills, pain and suffering, property damage, and lost income. When you make an insurance claim after a car accident injury, here are steps you should take to strengthen your case:
Understand Your Car Insurance Policy
Your lawyer can look into your insurance policy and explain important details including the kind of coverage you have and what you must do in exchange for such coverage. Typically, car insurance policies require policyholders to inform the insurance company of any collisions.
If somebody else was to blame for the accident, your lawyer can review the insurance policy of this party and determine their coverage limits. To make sure you get the compensation you are entitled to, you should let a lawyer deal with the insurance company for you.
To have a strong case, you need to have good evidence. While you are still at the crash scene, it’s a good idea to take photos or videos, if you can. These photos should include the accident scene itself, road conditions, any visible injuries, and vehicle damage. Also, exchange insurance information with the other driver and get their contact information. If possible, try to take note of the events that led to the crash. Also, remember to collect information on witnesses. Your lawyer can collect statements from these witnesses later.
When you deal with an insurance provider following a car accident, you need to be as honest as possible about any information you share with them. Misleading an insurance adjuster can lead to serious consequences such as a denial of your insurance claim. After the accident, notify your insurance about it right away. However, never give a recorded statement to anyone from the insurance company. Your lawyer can communicate with the insurance of the at-fault driver for you and offer the necessary information to process your claim.
Monitor Your Expenses
After a car accident, you may incur different expenses such as medical bills, car repair costs, and lost income. You need to keep records of these expenses, so you can seek reimbursement for them through a car accident claim.